Moving in together is a significant step for any couple. You’ll be able to learn a lot about each other, especially when you have to pack all of your belongings together.
Merging your possessions isn’t the most exciting aspect of moving in together, but it’s something every couple must do at some point if they want to grow their relationship.
If you’re considering moving in together, it’s vital to figure out how you’ll organize your stuff first. The last thing you’ll want is a quarrel over who gets more closet space. Whether you’re a newlywed, engaged recently, or simply really committed to each other, here’s how to effectively combine your belongings when you move in together.
Create an inventory.
When it comes to merging your things and taking up residence together, the first thing you should do is determine what you both own. We recommend doing a list of all of your possessions before moving in together to save time.
Creating a spreadsheet of your haves and have-nots will allow you to easily access all of your belongings in one location, from dish towels to living room decor. This can also be a fantastic approach to discover what you need to get rid of, such as coffee-makers or toilet paper holders, so you don’t end up throwing anything. To really go the extra mile and stay organized when combining all of your stuff together, categorize your items.
Create a keep, toss, or give pile.
After you’ve created your inventory, it’s time to play the oh-so fascinating keep, toss, or give the game. This step in combining your belongings is a significant one, but it isn’t the most pleasurable part of moving in together. Consider it an extension of spring cleaning. Consider what will stay, be discarded, or given away based on your findings. Remember that when it comes to getting rid of cherished things, emotions will run high, so make sure you speak with your loved one properly.
Once you’ve got a list of what’s staying, you’ll find it easier to hire a van service to transport your goods. You can find out more about moving companies here.
Determine when it’s time to upgrade.
When it comes to old furniture, the possibilities are endless. But, as with anything else in life, what’s important is that you pick the right pieces for your living room and home. It’s absolutely acceptable to replace a few pieces of furniture when you move in together rather than attempting to restore something that is on its last legs. However, purchasing a few more contemporary items, such as an updated TV stand or new kitchen bar stools, can significantly enhance your shared area’s sense of “yours” rather than “theirs.”
Make concessions if you must.
Finally, keep in mind that compromise is essential when combining your belongings. This new area is designed to be shared, thus you’ll want your belongings to feel and appear like yours. When it comes to combining your belongings and moving in together, be patient and attempt to see both your partner’s and your own points of view. Finally, at the end of the day, a silly quarrel about whose microwave or toaster is better isn’t worth it when you realize you’re getting to live with your closest companion.
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There will come a time during your professional career where your current office space simply doesn’t seem large enough. You may be thinking about extending the company and employing many more bodies and this can of course take a lot of time and resources to do.
Today we are going to take a look at some of the things you should think about when extending an office space from the bare bricks to the final touches, and even to the colours you put on the walls. There are always a lot of things to consider so it is well worth taking into account before you launch a big project.
Cash
Look at your business capital right now. How much profit are you making each month? How much of this money goes towards operations of the business? If you have a lot of expendable income for the project then go ahead and get started, but if not, it is important to consider whether it is worth spending.
Try not to overface yourself
Extending the office will be a big task to take on and it is incredibly important that you are able to put the time into the project when it begins. The worst thing you can do is choose to build a new part of the office during a busy period of sales because this will overwork everyone in the office.
Prepare a budget
The most important thing to do when you are thinking about extending the office is to make a strict budget and stick to it. This budget will tell you how many stories you can afford to build and what kind of facilities you will be able to place into the office this year. It is incredibly important to pay attention to every little detail when coming up with a budget and prepare for any issues which may arise during the project, including tools like Accupro to licenses.
Diversify
When you are looking to extend your business and your office space, this is the ideal time to think about diversifying the products or services you provide. If you are building an extra office space or a workshop to create products, you can consider new equipment and supplies to make unique products for your customers.
Don’t forget infrastructure
When expanding a business you need to think about more than just the bricks and mortar. The business itself will change as you grow and it is important for you to place some solid infrastructure in place so that things don’t become confusing when you do expand and branch out into new areas.
Delegate
The best resource you have as a business owner when it comes to a project like this is extra hands. There is no need for you to hire a whole new team of people to complete simple tasks when you can get your staff to work on the project with you during office hours.
Add light
There is nothing more depressing than a dark office space and as a business owner it is your responsibility to take a stand and make sure that your workers are happy. Add lots of natural light sources and this can brighten a mood in your new space.
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A lot of jobs today require some form of administration. As a result, employees must work at a desk to complete their tasks, whether this is at home or in the office. However, sitting at a desk for long periods of time is not necessarily good for you. It can lead to muscle pain and joint stiffness. As a way to combat this, standing desks were invented. The question is, are they better, and how do you decide which one is right for you? Let’s explore your options.
Sitting Desks
Sitting desks need no explanation because they tend to be the standard, meaning that most people are familiar with them. Traditional desks may be more comfortable because they offer users the opportunity to recline and work from a sitting position. As mentioned, they are also the standard, which means that they don’t get used to most people working at desks from a young age. They also tend to be more accessible and inclusive because almost anyone can use a sitting desk regardless of their level of mobility.
They do come with their cons, though. Sitting down at a desk for long periods can be terrible for your posture and your spine health. Some people believe that sitting for too long breeds feelings of fatigue and lethargy. Being sedent for long periods can also have a profound effect on your health too. This may be remedied by doing a few exercises at your desk throughout your day.
Standing Desks
A standing desk is pretty straightforward for those who don’t know; it is a higher-up desk that allows you to work while standing up. Other desks take this idea further; you can also find treadmill desks that allow you to work out while getting your work done effectively. However, this won’t work for most people who need a steady hand and concentration when working.
There are some alleged benefits to standing desks. First and foremost, they are said to keep you fitter, because you burn more calories by working standing up than you would by sitting all day. Next, standing up for longer periods is also said to be better for your cardiovascular system because it encourages the blood to flow. A school of thought also maintains that working from a standing desk aids productivity because of increased blood flow to the vital organs. Finally, working at a standing desk is said to be better for your muscles and joints because they are less likely to get stiff than if you were sitting at a desk all day.
This isn’t to say that there aren’t also downsides to standing desks. Standing all day can be hard on the body. Standing allows more movement throughout the day, but standing still can be tough on the legs and feet. Limited movement in any position can lead to muscle pain or joint aches. It is also said that a standing desk is difficult to get used to. This is because sitting at a desk to work is the default position that most people are used to.
How Do I Choose?
In all honesty, the answer depends entirely on you and your preference. There are pros and cons to both. If you are struggling to choose between the two, there is actually a compromise. You could opt for an adjustable desk. These types of desks, like the standing desks available from Branch, allow you to use them as both a sitting and a standing desk, meaning that you get the best of both worlds. You can try out each method to find which one works for you.
Once you have a desk, you also need to think about what type of chair you will use. A lot of people go for fashion over function, choosing a chair that matches their décor. This is not the best practice. Most people will be sitting in their chairs for at least a few hours of their day. This is more than enough time to damage your spine, joints, and muscles if you have chosen the wrong chair. You need to consider your needs and look for an ergonomic chair that is designed to support the body. It can make a huge difference. If you want to get an adjustable desk, then you also need a chair that is easily relocated, or in other words, a wheelie chair. Keep this in mind when weighing up your options.
The Bottom Line
There are benefits to both standing and sitting desks, which is why an adjustable desk makes the most sense for those who want to explore their options. If your concern is your health, then there are also a number of things that you can do to improve your fitness while working. A lot of people think that working in an office job is synonymous with being lazy, but it doesn’t have to be.
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It is the resolution many workers make each new year: “This is the year I get my dream job.”
For those truly motivated to land a new role, ascend to the next level, boost their salary—or all three—conditions have rarely been better. Due to the Great Resignation, job listings are plentiful, wages are rising, and employers are upping the ante to lure workers. The huge competition for talent has given employees the upper hand.
While it might be tempting to jump at the next opportunity you see on LinkedIn or make a lateral move for a raise, the last thing you want to do is leave a tolerable position for one that becomes quickly intolerable. When you are in a job you love, it feels custom-made just for you. You feel your values reflected in the company’s mission. You feel rewarded just for working there—“Thank God it’s Monday,” you think each week. And the paycheck is nice, too.
I have been writing about the job market for several years, and frankly, conditions have never been better to land your dream job. I believe that following these ten steps can bring you closer to your dream job in the coming months:
1. Take time to plan and dream
The important first step is to carve out time to think through the position you’d like to achieve. The ideal career awaits you if you do your homework. Keep careful lists of the qualities and talents you possess and which types of businesses will reward them. Put pen to paper—or fingers to keyboards—and allow yourself to follow ideas where they lead. This a valuable first step for finding the career that is right for you. (Need some inspiration? Take a personality test, such as that offered by Meyers-Briggs. Or ask your friends where they see you working and investigate those jobs.)
2. Work backwards
One way of figuring out what your “dream job” is right now is to imagine yourself five years from now (in an even dreamier job). Then work backwards to figure out the stepping-stone jobs you need to take to eventually land there. Maybe you can’t run a publishing empire or be a social media influencer with 20,000,000 Instagram followers yet—but if you take smaller, intentional baby steps, you will have a better chance of eventually reaching your aspiration.
3. Learn how to toot your own horn
Regardless of whether you’re a boisterous extrovert or a restrained introvert, let those around you know your capabilities. The most important place to start is within your own company. When you win a piece of business or create an attractive website or advance a project in any way, get the word out. Don’t be shy. Also, don’t assume that you can just dash off an email that the higher-ups will necessarily read. You need to get comfortable with promoting your achievements. No one will do this for you. You are your own best advocate.
4. Engage in general networking
Is there a young professionals group associated with your industry, such as a local chapter of Meetup.com, that you should join? Does your company offer a mentor program that will pair you with a senior employee who might become your advocate? If not, you may want to look into finding a mentor outside your company. Do you need to expand your LinkedIn presence and begin commenting and posting your own industry observations? There’s never enough time to network, so somehow you need to make the time.
5. Set up 15-minute informational interviews
Ask around to see if there is anyone you know who would spare a few minutes to discuss her field with you. It could be a friend, or a friend of a friend, or even one of your parents’ friends. You may be surprised to find that people often want to offer advice on the steps to take to start out in their field. Prepare some questions in advance—for example: ask how the person ended up in her field, what best prepared her for her career, which aspects she most enjoys, and how the field is changing. Depending on how forthcoming the person is, you might also ask if she would mind if you sent a resume to keep on file in case of any future openings.
6. Read job postings
Do you feel goosebumps zip down your spine when you read about certain jobs? It could be an indication that this is the job of your dreams. Start reading job postings in the two or three fields that excite you. You can find postings on LinkedIn, Monsterjobs, Indeed, Glassdoor, and Simply Hired. Familiarize yourself with job descriptions to learn common industry terms, roles, salaries, and in-demand skills.
7. Customize your resume
Your resume should reflect the skills you possess and your specific accomplishments—but be sure to customize and change your resume appropriately for each position you pursue. Don’t be afraid to parrot some of the words on the list of requirements back to the company. Many times, companies will use the key words mentioned in the job posting when screening resumes. Try to work in examples that have relevance to the company’s customers or clients or to issues taking place industry-wide. Show how you can add value by quantifying results you’ve achieved. For example, “Coordinated silent auction for children’s advocacy organization that brought in $49,000” or “Streamlined outdated accounting system to save the company 50 hours—and $3,900—per week.”
8. Show personality in your cover letter
Write a cover letter that truly reflects your own personality. Remember that you need to stand out, not just blend in to the hundreds of “blah-blah-blah” letters. Hiring managers look for candidates with dynamism behind their desire to work for the company. Choose words that reveal that you are passionate, not passive: instead of “helpful,” your findings were “game-changing.” Instead of “useful,” your discoveries proved “transformational.”
9. Consider the gig economy
If you dream of being your own boss, why not look into gig work? With so many upsides—including picking and choosing your clients and projects, as well as your hours and fees—it’s no wonder 40 percent of the U.S. workforce is employed in gig work. Ask yourself if your talents lend themselves to gig work. Also, do you have the expertise with technology and the ability to manage finances to work independently? Gig work could be a stepping stone to a full-time position or an end in itself. The rewards of gig work can be worth the effort as long as you enter into it thoughtfully and with an appropriate amount of preparation.
10. Thank those who helped you
Even if you don’t secure a job the first time around, when you remember to thank the people who granted you an interview, those people will remember you and think of you for other opportunities. While it may seem traditional, a handwritten thank-you card still carries cachet. Or, if you send a note electronically, sincerely show gratitude and help the person remember you by bringing up something he said that you found helpful or insightful.
You may not land the first few positions that you go for, but with each attempt, you will get better at the application and interview process. Stay motivated by keeping the prospect of landing your dream job in your sights.
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Debt relief can alleviate the problems associated with an overwhelming credit card debt or personal loans. While it may not always be right for everyone, it sure can work for others. What are the most common debt solutions? This article discusses some of the ways to help you ease the burden of debt.
Should You Seek Debt Relief?
Have you been struggling with debt along with other financial obligations? If you think there’s no hope to repay your unsecured debt such as credit cards or personal loans albeit you’ve cut spending, then you might want to consider getting debt relief.
Common Debt Solutions to Consider
Should you decide to get debt relief to repay all of your credit card debt, please ensure that you know what you need to qualify, the tax implications and which creditors are being paid. Below are some of the options you might want to consider for debt relief:
Bankruptcy
Under the protection of a federal court, Chapter 7 Bankruptcy can wipe out several forms of debt including credit card debt, personal loans and medical bills. However, you may have to give up some of your assets like a car or jewelry.
Filing for bankruptcy is one of the most common and also effective (if you qualify) in erasing overwhelming debt. But keep in mind that you’ll need to pass the means test and you haven’t filed a Chapter 7 bankruptcy in the past eight years.
You may be able to complete the process in about six months or less. First, complete a pre-file bankruptcy counseling from a qualified professional within 180 days before application. Look for an attorney for assistance and file all the paperwork. A trustee will need to review all paperwork and confirm if you are eligible for Chapter 7 Bankruptcy. You may have to sell your assets and the proceeds go to the creditor. Properties held as collateral may be returned to your creditors.
Debt Settlement
If you don’t qualify for bankruptcy, you may want to consider a debt settlement to settle unsecured credit card debt or personal loans. Debt settlement is an agreement between you and the lender for a one-time payment in full of a reduced amount to clear your existing debt balance.
This debt relief option can help you repay your debt faster. For some people, it can avoid filing for bankruptcy and surrendering your assets. While it’s not going to miraculously end your financial troubles, it’s a good option. You can learn more about this option from FreedomDebtRelief.com and similar companies.
Debt Management Plans
Having a debt management plan allows you to settle credit card debts in full but with reduced interest rates. You make payments to a financial or credit counseling agency and they can distribute these to the financial companies you owe money to.
With a debt management plan, your credit accounts are closed, which means you’ll have to live without a credit card until you fully pay or complete the plan.
If you’re serious about reducing or eliminating debt, then get in touch with one of our professionals for debt relief.
Are You Ready to Eliminate Credit Card Debt?
Freedom Debt Relief has the solution to your financial problems. We can help you reduce or completely eliminate your debt. However, we suggest that you commit to this option to ensure positive results. What are the most common debt solutions? Talk to us so we can help you make an informed decision on how to go about your overwhelming debt.
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Moving in together is a significant step for any couple. You’ll be able to learn a lot about each other, especially when you have to pack all of your belongings together.
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