Tip 1: Make sure your bedtime is sacred. It needs to stay the same every single day even on weekends. This will help guarantee a better night’s sleep on a consistent basis.
Tip 2: Create a routine before bed that calms you down. This could be a bath, a book, meditation, yoga, anything that lets you relax and come down from the day.
Tip 3: Cooler bedrooms are better. Make sure to bring down that temperature before throwing on the quilts.
Tip 4: No one sleeps better with noise. White noise from a fan or rain, maybe, but not from a TV, music with lyrics, etc. Get quiet in your room to sleep better.
Tip 5: If you don’t have blackout shades for the room, buy them. It’s a life-changing purchase based on what it does to sleep patterns.
Tip 6: Find the right pillow and mattress combination for you whether that’s soft, medium, or harder for more support. Sturdy bed frames are a must for a good night’s sleep.
Tip 7: Don’t eat in the 3 hours before bed.
Tip 8: Exercise regularly, but do it early in the day. A good evening walk is fine as long as it doesn’t come right up before your bedtime.
Tip 9: Limit the caffeine and try to keep it before noon.
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This year, we’re all beginning to feel the pinch as the cost of living rises rapidly, which means more of us are looking for ways we can make money in 2022. There are various ways that you can give your bank account a boost, from choosing a rewards credit card to investing, changing jobs, or gaining a new skill – we’ll look at some of the ways you increase your income below.
If you’re struggling to make your money go further, and you’ve been hit with an unexpected expense, payday loans online can help in an emergency – with a fast approval process and money in your account within days.
1. Cashback sites
If you’re looking to make a little bit of money on your purchases this year, using a cashback site could be advantageous to you. Becoming a member of a cashback site means that when you purchase a product or service through that website, you are given a percentage of the money earned via the website’s affiliate links. This allows you to buy online anything from broadband to car insurance and you’ll be rewarded with a sum of money being paid into your account.
The cash will appear in your bank anywhere from one to three months from when you made the purchase, so it may not be the best idea if you’re looking for a quick fix, however, if you use them regularly and allow them to build up, you’ll end up with a healthy sum of money.
2. Reward Credit Cards
Choosing to apply for a reward credit card means that you can make money by spending on essential items. There are many types of reward credit cards to choose from, but they all offer you a percentage of what you spend back – whether that is straight back into your account or subtracted from the bill you receive every month. You will earn more cashback depending on how much you spend but be sure that you’re meeting the repayments every month! You can compare these cards online to find the best option for you.
3. Switch Bank Accounts
Switching to a different bank is a great way of earning a little bit of extra cash. Most banks offer rewards for new customers, whether that’s a cash bonus or vouchers. You may think that this is a lot of effort to go to for a cash reward – but it couldn’t be easier! The switching service that a lot of banks use means that it takes just a week to make the swap. You can research various bank accounts and the perks they have to offer online, and simply choose which looks best for you.
4. Invest
Investing your savings has never been easier, with digital investment platforms making it an accessible and easy way to make money. Whilst there is always a risk with investing that you may stand to lose a sum of money, investing in the right places means you can give your savings the chance to grow, without having to do anything. Although safe investment tends to mean that you have to be in it for the long-term, this means you’re more likely to make a return. So, if you’re looking to add to your retirement fund, or save for a property, you could consider investing your money.
5. Apply for Promotions
If you enjoy your job, and you’ve been working with the same company for over a year, applying for a promotion could be just what you need to increase your income. Look for an opening within your company, or chat with a manager to see if there is any way you could work your way up the ladder, and to a more prominent position. If you are good at your job, and you’re a loyal member of staff, a promotion should be well within your reach, all you must do is take a chance!
Similarly, if you have been receiving the same wage for a while, and your income is not stretching as far as it used to, asking for a pay increase could be useful. If you’re a valued employee, it is well within your rights to ask – the worst that can happen is that your employers don’t agree. Trying to make changes where you can is important when it comes to increasing income.
6. Turn Hobbies into Jobs
A lot of us have side jobs along with our full-time jobs now as a way of making more money. It is beneficial if you have a hobby that you enjoy that others can benefit from and pay for. For example, if you enjoy photography, why not start a blog, or take steps to become an event photographer in your local area. If you enjoy the beauty, you could take a beauty course and start your own business in your own time, from the comfort of your home. You must choose a hobby that you enjoy so that your second job doesn’t become monotonous.
7. Learn a New Skill
If you don’t have a hobby that you could turn into a job on the side, you could learn a new skill to get you to a better position either within your current job or help you towards a new one. There is a variety of courses online to choose from depending on the area of work you’re in.
If you’re ready for a new challenge and have a career path in mind that is going to pay you a higher income, you could take a course that will help you to be successful and allow you to stand out in the application process. Gaining a certificate or qualification that you can put on your CV is a way of boosting your credentials and getting you to where you want to be financially.
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As many as 30% of professionals believe they are more engaged when working from home, but this number could increase even more if they design their home office correctly. For many, the home office is a makeshift setup. Usually, professionals set up their laptops on the sofa or in the kitchen or dining room. While this is convenient, it lacks the versatility entrepreneurs and employees need to stay on task and boost productivity. If you’ve not yet renovated your home office for maximum productivity, here are a few ideas to help you create a versatile workspace.
Decorate It to Reflect Your Business
Every successful brand has filled its office with decor and essentials that reflect the business, so you should do the same if you want to maximize productivity and remain on course for your company’s growth.
This all starts by choosing furniture that reflects your business and your personality. If your brand is innovative, bold, bright colors and sleek, tidy lines are essential. You can hang artwork or arrange furniture that inspires you to maintain our vision and makes it easier for clients to understand what your company does.
Set Up a Meeting Space
Entrepreneurship means you will have a lot of meetings with clients. But, without a dedicated office, it’s challenging to determine a designated space to meet and discuss projects.
With exclusive penthouses, you have enough space to maximize your office’s reach. While you have a desk area where you work, you can set up another room specifically for meetings, ideally one with a view if possible. If this isn’t possible, research local coworking spaces or even cafes.
Keep It Separate from the Rest Of Your Home
You will fail to stay productive if you have a constant stream of distractions, whether from your partner, kids, or pets. Because of this, you must keep your home office separate from the rest of your house.
This is easier said than done, of course, but it isn’t impossible. Sometimes, it’s as simple as closing your office door during work hours, maybe even with a Do Not Disturb sign on the handle. If you have outdoor space, a garden room could be another solution, but this represents a considerable investment and requires power access.
Master Organization
By now, you know that organization is crucial for successful remote working. If your desk or larger work area is cluttered, you’ll struggle to remain on task. To overcome this, you can make a habit of tidying up at the end of each day and organizing all the papers and information you need for the following morning.
This is useful when partaking in meetings over Skype, Zoom, or Teams, as it means you have everything you need in one space. Your organizational skills reduce time searching around for specific details and keep the meeting flowing, which encourages efficiency for everyone.
Versatility
A versatile home office is key for boosting engagement and productivity. Although many basic remote working setups can be effective, they lack the distinction that adds an extra layer of efficiency. By designing a space that matches your typical office as closely as possible, you will not need to worry about interference or disruptions from the rest of the household.
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There are many ways to express yourself. While the paintbrush is never out of question, not everyone can be deft with strokes on the canvas. But that doesn’t stop you from portraying yourself to the world. Why don’t you express yourself through furniture? Whether it’s the elegant Victorian or the classy Wicker, the furniture that you choose says a lot about your personality. For example, a standing desk in your office says a lot about your seriousness towards physical comforts and productivity. These office desk chair are available on UX Office and Oplan at amazing prices.
Over the years, desk chairs with wheels and corner desks have become very popular. You can even buy desk chairs online. Like desk chairs, adjustable standing desks have swept many a workplace with their charm. Some of the best standing desks are available at amazing prices.
What does your furniture say about you?
Ergonomic furniture
Ergonomic furniture is comfort personified. So, if you are fond of ergonomic furniture, such as standing desks, office desk chairs, mobile training desks, ergo stools, and desk converters, you prioritise comfort over everything else. After all, ergonomic furniture does add a lot of benefits to your life in the form of posture improvement; alleviation of backpains; health, fitness, and productivity; beautification of the workplace; morale boost; savings; profitability; and returns-on-investment (ROI).
Furniture from the Victorian era
The Victorian furniture exudes sophistication and elegance; and it also conveys the message that you cherish the aristocratic vibe. If you have a fondness for this type of furniture, you are a traditionalist who’s inclined towards plushness. Even in the era of minimalism, an overabundance of Victorian furniture will still thrive in many bungalows, lavish homes, and even offices.
Leather chairs and sofas
Leather furniture, usually black or brown, is expensive and reflects elegance. It’s so welcoming for your guests and friends as well. Leather armchairs and sofas are prone to wear and tear and it’s essential that you protect them from children. Usually, people who are fond of leather furniture also have a liking for vintage wall clocks, designer watches, fine clothing, and fine tableware. Even an expensive car in this regard.
Wicker furniture
Lovers of comfort love wicker furniture that can be seen on verandas, alleys, and balconies. Rocking chairs, rattan chairs, chaise lounges, armchairs and seaweed chairs are the most prominent examples of wicker furniture. They are all very trendy, casual and comfortable. If you have wicker furniture in your house, it means that you like to relax, shine, and take life with a jest.
Upholstered furniture
Upholstered furniture is available in a variety of shapes, colours, and sizes. Its prices also vary. Upholstered furniture connotes that you are fond of elegance, sophistication, and a causal approach towards life. Upholstered sofas and couches ideal for unwinding. However, the elements of sophistication, pomp and elegance in upholstered furniture are quite less when compared with leather or wicker furniture.
Conclusion
Well, it’s an ascertained fact that the furniture you choose is a reflection of your personality. It’s a subtle and effective way of opening-up to the world, and a great medium to express yourself as well. However, whatever furniture you choose, please bear in mind that quality has no substitutes. And next in line comes the goodwill of the furniture manufacturer. So, you should exercise a lot of wisdom on this front.
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Diversity is a term that gets thrown around a lot, but for many investors, it can be a term that holds two meanings.
It refers to both your investment portfolio’s variety when it comes to asset types and the make-up of companies you invest in.
Workforce diversity involves choosing skilled individuals from a wide range of ethnicities, races, religions and backgrounds.
While this might not be something you’ve thought about before, it’s an important part of investing in today’s financial landscape.
If you’re an investor who’s unsure about the importance of diversity in their portfolio and in the companies you invest in, then here are some of the many benefits of creating a truly diverse portfolio.
Diversity Is Vital To Investment Success
Experienced investors will know that diversity in your investment portfolio is crucial to ensuring that you reduce your risk. Diversity applies not only to choosing various vehicles to invest in but is also about selecting companies across a wide range of sectors and with various types of experience. Expert investment managers such as Oxford Capital specialise in funds that invest in a diverse range of innovative companies. Investing in diverse funds such as this can potentially help you to reduce potential losses by ensuring that your investment portfolio is protected should one small part of the market struggle.
Having A Diverse Workforce Is Good For Corporate Image
Companies that can show that they are dedicated to diversity will have a strong corporate image, which can bode well for investors. In today’s society, consumers are increasingly interested in the ethics of the companies they buy from and use, a business’s success could be determined by its reputation. As such, when you’re selecting tech start-ups to invest in, you need to make sure that you choose businesses with a diverse range of staff. These staff will all come from different backgrounds and can not only help with boosting the firm’s corporate image but also ensure that the company has perspectives from practically every sphere of society. This will reduce the chances of the company struggling with reputational issues.
Supporting Diversity Is Key To Ensuring Future Profitability
Diverse companies are often more successful financially than those that aren’t, meaning you could potentially earn more by investing in diverse tech start-ups. Studies show that a diverse company is more likely to be financially successful than one dominated by a specific group of workers. This is due to a number of factors, including the ability to make informed decisions based on the backgrounds of various workers and more. Additionally, the benefits outlined above also help these companies to flourish and achieve more success than less diverse organisations might.
As this article highlights, diversity is more than just a popular buzzword. For investors seeking tech start-ups to invest in, it’s a crucial factor.
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